At Luker & Co., we believe the people who dedicate their lives to serving our community deserve the opportunity to own a home right here in Central Florida. That’s why we’re proud to share the Florida Hometown Heroes Housing Program — a state initiative designed to make homeownership more affordable for frontline workers, first responders, and essential community members.
Founder, Broker
Originally from Bristol, England, Tom has never been far from the real estate industry. During his youth in England, the Luker family regularly vacationed in the United States and abroad, providing him with a global perspective of real estate, vacation rentals, and the real estate market as a whole. His parents owned and managed several rental properties, and after immigrating to the United States with his family, Tom and his father, Geoff, founded Luker Properties Group. For almost 20 years, Tom has continued to make his clients feel like family and has strived to show them the meaning of home.
Down payment assistance for qualified buyers.
Help covering closing costs.
Affordable, fixed-rate home loan options.
Designed specifically for first-time homebuyers and community heroes.
With this program, owning a home in Florida is more achievable than ever for those who give so much to others.
Be a Florida resident.
Meet income and loan limits (varies by county).
Be a first-time homebuyer (defined as not owning a home in the last 3 years).
Designed specifically for first-time homebuyers and community heroes.
If you’re not sure whether you qualify, don’t worry — we’ll guide you through the process step by step.
Understand your eligibility.
Find the best loan program for your needs.
Navigate the homebuying process with confidence.
Founder, Broker
Originally from Bristol, England, Tom has never been far from the real estate industry. During his youth in England, the Luker family regularly vacationed in the United States and abroad, providing him with a global perspective of real estate, vacation rentals, and the real estate market as a whole. His parents owned and managed several rental properties, and after immigrating to the United States with his family, Tom and his father, Geoff, founded Luker Properties Group. For almost 20 years, Tom has continued to make his clients feel like family and has strived to show them the meaning of home.
Understand your eligibility.
Find the best loan program for your needs.
Navigate the homebuying process with confidence.
If you think you may qualify — or simply want to learn more — fill out the form below. Our team will reach out to walk you through your options and connect you with the resources you need.
